You must contact a bank first.  If you are unable to secure appropriate financing under reasonable terms elsewhere, we can help walk you through our loan application process.

We assess every application using the 5Cs of credit:

1. Character: This delves into your credit history, and analyses how good or bad your credit history might be.
2. Capacity: This aspect determines in our view, if you’d have the means to pay the loan back with ease. This is also known as a debt-to-income ratio.
3. Capital: Simply put, this refers to how much money you possess.
4. Collateral: Here we look at what assets you are in ownership of that could be used as a means of security for the loan.
5. Conditions: The conditions outline why you want to secure a loan, what the loan amounts to and finally the rates of interest at the time.

The maximum loan you can attain is $150,000. At Community Futures, there is no minimum loan amount you can apply for.

Yes, in order to receive funding, you must be operating within the Chinook region.

Yes, this is required.